Layton is a popular destination known for its retail district, restaurants, and access to outdoor attractions like Adams Canyon. With so much traffic going in and out of the city, car accidents are inevitable, but you shouldn’t struggle with the consequences of a collision on your own.

You may want to start an insurance claim for your accident, but what seems like a simple claim could quickly become complicated. First, you need to figure out what kind of claim to make.

There are several options depending on the circumstances of your accident:

  • No-fault claims. In Utah, the first $3,000 in medical bills and related expenses should be covered by Personal Injury Protection (PIP) insurance. This no-fault policy pays for minor medical expenses without the added stress of proving who caused the accident.
  • At-fault claims. If your medical expenses exceed $3,000, or you suffer a permanent disability, disfigurement, or impairment, you may be eligible to file an at-fault claim on the other driver’s insurance policy. In this situation, it will be essential to show the other party is at fault, or at least primarily at fault for the collision. Sometimes, this process is relatively easy, but in other cases, the at-fault driver and/or their insurance adjuster may claim you were responsible.
  • Property damage claims. PIP does not cover damage to your vehicle or other property. You can make a claim with the at-fault party’s insurance carrier, as liability coverage is required for both bodily injury and property damage.

The first step to beginning any claim is to obtain a copy of your police report and discuss it with a car accident attorney who can detail your options for recovering compensation. If you have questions or concerns about your car accident, Valley Law Accident & Injury Lawyers is always available for a free consultation.

How Can You Get a Layton Police Department Car Accident Report?

The Layton City Police Department’s Records Division accepts requests online, in person, or through the mail. Their physical address is:

A nighttime photograph of a black car and a red car on an urban road after a head-on collision totaled them both.429 North Washatch Drive

Layton, UT 84041

You can place a request in person Monday through Friday, 8 AM to 5 PM. Alternatively, you could mail your request form to the address above, but please note that you will need to have your signature notarized for this type of request.

Online requests can be made at the police department’s Records Request page.

With any of these methods, you must provide a government-issued ID before the records are released.

Additionally, all requests should include the following information:

  • Your name and contact info.
  • The case number, if you have it. (When officers respond to an accident scene, they usually give each involved person a piece of paper with a case number.)
  • The date and location of the collision. Be specific, giving the nearest cross street or address if applicable.
  • The involved parties’ names—you, the other driver, passengers, etc.
  • The type of report you need (in this case, an accident report).

Due to privacy laws, reports are only released to involved parties, their representatives, or other parties with an interest in the matter. “Involved parties” include drivers, passengers, injured pedestrians or bikers, and anyone involved in the collision.

Representatives are usually lawyers or insurance agents for the abovementioned parties. Other interested parties may include affected property owners, such as the owner of a vehicle that was damaged in the accident.

If your request is approved, the fee for a police report is $10. If photos or videos are available, you can request these for an additional $30.

What if I Was at Fault in the Accident?

First, avoid admitting fault at the scene or discussing your thoughts with anyone other than your attorney. While you should answer the responding officer’s questions honestly, you have no obligation to give an opinion on fault.

We make this recommendation because many people mistakenly believe they are at fault in an accident. Remember that you only have your own perspective on the accident and may not be aware of the other driver’s actions leading up to the crash.

Additionally, a shared fault is common in collisions. Even if you know you made a mistake, your error may not have been the primary cause of the accident—in fact, it may not even have contributed.

After investigating, we might discover that the other driver also made a mistake and that their actions were all or mostly responsible for the collision. For this reason, you should speak to a lawyer immediately if you suspect you have some fault in a crash.

If it does turn out that you are at fault, you still have options. In shared fault situations, you can recover damages so long as you are less than 50 percent responsible, but your settlement will be reduced by your percentage of fault.

If you are at least 50 percent responsible, you won’t be able to recover from the other driver’s insurance. However, you can still recover $3,000 from your PIP coverage for your medical bills and lost wages.

If you also have an optional MedPay policy, you may be able to seek additional compensation for medical bills. Collision coverage, another optional policy, will pay for your vehicle or property damage regardless of fault.

Where Can You Get More Help With Your Car Accident Claim?

Determining fault in a car accident or deciding what kind of claim to make can be confusing. If you have questions or concerns about your accident, please don’t hesitate to contact Valley Law Accident & Injury Lawyers for a free consultation.

There is no obligation, but if we take your case, you won’t owe us anything until we win or settle it.

Attorney Brigham Richards founded Valley Law Accident & Injury Lawyers and has passionately advocated for injured people and their families ever since. His practice philosophy centers on responsibility, and he believes every client is the most important.

Licensed to practice in Utah and Nevada, he uses his experience in insurance claims and litigation to fight for the best possible settlement in each case. Work with his team today when you call (801) 810-9999.

Additional Questions?

We have helped many clients recover from injuries resulting from car accidents in West Valley, Salt Lake City, and the greater Utah area. We are here to help you recover after an accident. If you've been injured, don't hesitate to call Valley Law Accident and Injury Lawyers for a free consultation. We have recovered millions for our clients and we are ready to fight for you.

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